Access Bank Why!!!!!

reI have never been a fan of Access bank, nor like to be associated with it, even when it was once known as Intercontinental bank, those days. Unfortunately, I had no choice than to have an account with them as it became my salary account.

Have been managing their service which I would term just okay but what provoked me to openly write about them, is the way I have been illegally charged through false SMS Debit alert charges. It all started December last year and mehn it wasn’t funny. I remembered how furious my colleague was as he kept lamenting that Access bank is debiting him unnecessarily and each alert shows a reduction of his money lodged in the account. =N= 40 was debited 8times, totaling =N=320 and when he told me I was shocked and I really felt bad for him and told him to follow up on it, not knowing I will experience mine the following day. However was debited just twice. Well every kobo in my account counts, so decided to lodge a complaint and noticed I wasn’t the only one or my colleague having the issues. You needed to see the crowd in front of the customer desk section that fateful day.

After apologizing and claiming technical error, they promised it will be reverted and we went home expecting it, which finally came a week later. Whew!!!!, at last it is over, but it wasn’t the case for me because this past January, they debited me twice again and the total sum was =N=154 and they claimed it was SMS debit alert charges, but seriously how much is bank allowed to charge for SMS alert? Till this date, it hasn’t been reverted.

I recharged my phone through their mobile platform, the transaction didn’t go through but was debited, complained to them and they assured me it will be reverted which am still waiting for despite this happening January.

Due to this, I quickly resolved to transfer the little cash left to my GTB account, got a new ATM card because I had blocked my previous one. I narrated my experience to a friend and told her of the decision I made in transferring all cash to GTB and she categorically told me GTB is worse and I was like seriously? Don’t tell me I have moved from frying pan to fire? Well, I haven’t experienced any foul play from them and if I do, then I will take the next step.

She told me there are people complaining about it and we were wondering how it will be resolved only for a friend to send me a picture later in the day that showed that  CBN has actually discovered the illegal ways banks are exhorting money from their customers through unnecessary charges.

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I remembered I asked some Access bank staff if they were debited like we have been complaining and they all said no, so why us? I thought they said charity begins at home? In fact the president is going too far fighting this “kwarapshun”, let him visit the banks because the “kwarapshun” there is something else and we sure need EFCC for them.

So please if you know someone at the top that can help, kindly come to my aid..Tenkyiu.

 

Kacchiz

 

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Clap Back The Taylor’s Way….

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Is definitely not easy to reply someone’s harsh talk towards you, it takes maturity and intelligence to do it. People react differently to issues and why some chose not to be bother by it, some others take the pain of replying which usually results in an exchange of words till they get tired.

Over the months, there have been many issues between celebrities who to an extent should be role models to their loyal fans, but now they have resolved to act like babies who needs to be cautioned for bad behaviors.

What has been trending lately has been Kanye West and his twitter rant, He came so heavy on Wiz Khalifa but it took one tweet from Amber Rose his ex, to shut him up because he involved Sebastian, the son she had with Wiz Khalifa.

Well, the one I love most is the clap back response from Taylor Swift. After trying to castigate her with his stupid rants, she chose not to reply immediately. Friends who got her back was doing the defense for her but I guess she was just bidding the perfect time to clap back and mehnnnn it was epic!!!!

Clap back is sweet when dish in the most epic way, and I have to hand it to Taylor for putting a smile on my face with her acceptance speech for Album of the year award. The 26-year- old singer was all smiles as she walks up to the stage and delivered her speech that got people smiling, here is what she said;

And as the first woman to win Album of the Year at the Grammys twice, I want to say to the young woman out there, there are going to be people along the way who try to undercut your success or take credit for your accomplishments or your fame. But if you just focus on the work and you don’t let those people sidetrack you, someday when you get where you’re going, you will look around and you will know it was you and the people who love you who put you there, and that will be the greatest feeling in the world.

You can watch her speech below;

 

Now isn’t that fabulous???? Not only did she win album of the year, she also won best pop vocal album and music video for Bad Blood.

 

Kacchiz

Photo Credit: Dailymail

 

 

Ese’s Chronicles…Episode 3

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If you miss the last episode of this series, please click HERE

Nathalieeeee….shuo wia dis pikin dey, bobo did you saw your senior sister, asked Ese to madam Rose’s second child and first son, whose real name is Tejiri but fondly referred to as bobo by Ese. Bobo isn’t you the one am talking to? Repeated ESE as Tejiri didn’t pay attention to her rather to his video game he was playing. Tejiri replied saying, Aunty ese, I have pleaded with you enough to stop calling me bobo or Tejiri, only my dad and mum is allowed to call me that and besides I don’t know where Nathalie is.

Heey exclaimed ESE, I don suffer, so na me you dey warn abi? I don turn your mate wen you dey correct? Ok o no wahala na condition make crayfish bend.hmm na wa o me ESE, nai 8yrs old boy dey wan, ok nau.

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Ehen Nathalie, where u go since wen I dey find you for the full house? You forget say you suppoz wash the plates wen you and and your brothers take, chop abi e get house help wen you put for house?

Nathalie didn’t give heed to ESE as she was busy painting her toenails. ESE went to where she was sitting and drew her ear which led to Nathalie screaming and demanded why Ese will do that, You dey ask me wetin dey do me? Why you no ansa me wen I call you abi craze dey wory you? You c me keep quiet wen your mama dey cal me? So why you come kip quiet like mumu.

Make you and your brodas no dey provoke me o cos if I enta una two ehen, na convulsion una go just get kpakam, and before I open my eyes and close it you have disapid to the kitchen, nonsense girl, replied Ese.

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Ahh TJ and Kevwe, mummy is back, Nathalie screamed as she could see her mum driving into the compound. I can’t wait to report that village girl called Ese to her, how dare she call me nonsense, in my father’s house.

Madam rose’s three kids all ran out to welcome their mum with Kevwe, the last child and son, helping his mum with her bag and the groceries purchased while Nathalie couldn’t wait to dish her the latest in the house. Getting inside the house, Nathalie went on to narrate her fight with Ese after her mum has finished drinking the glass of water brought to her by TJ.

Mummy, you won’t believe what Ese did to me, she practically beat me up just for no reason, said Nathalie, she went as far as calling me names like nonsense girl, stupid girl. Please mum, I want you to send her back to the village because Lagos is not for her, continued Nathalie.

Hmm Nathalie, that is not true, I was there or have you forgotten? Kevwe interjected. Kevwe continued defending Ese. Will you shut up your mouth, TJ cut in or are you now saying Nathalie could be lying? Mum Nathalie is 100% right, Ese even threatened to knock me on my head just because I didn’t hear when she came into the living room…

After listening to her kids, madam Rose sent for Ese who has been in the kitchen preparing dinner. Ese quickly ran out to meet her and genuflected before her. Eseoghene, is it true you abuse my kids with bad words and also knocked TJ on his head?

Ah ah Aunty na lie be that o, replied Ese. I be dey look for Nathalie and I don shout her name many times she no ansa, I reach parlor come see TJ dey play game. I ask am if e see e sister, e no ansa me and wen e come later ansa wen I don shout e name e come dey warn me say make I no dey call am bobo or TJ as you and uncle dey call am. I kukuma come leave am go find Nathalie, wen I see nathalie, I come ask am why she no ansa me wen I don dey shout e name for the full house, she no ansa me, she jus dey paint her leg. I come draw her ear say why she keep me silent and why she Neva wash the plates wen e n her brodas dey chop. Na wetin happen be that o and yes I call ha nonsense girl but me no call am stupid and I no knock TJ for e head as e talk o.

Madam rose looked from TJ to Nathalie and could sense they were guilty of lying against Ese and Kevwe was equally right. She then told Ese not to be offended. I no vex o, but the tin wen dey pain me na why dem go dey insult me wen I no dey insult you and uncle? For the plenty years wen I take senior them, dem no fit call me Aunty Ese? And them go dey laff me if I speak engrish. Na even dat one pain me pass because as dem dey laff me, shame come dey catch me to dey speak am, and if I no speak am how I wan take know am? Ese replied.

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Now kids, I called all three of you to my room to tell you how displease I am with you guys. Ese is not an House help but someone to assist all of us in the house. At this age you guys are already dishing out chronic lies and on no account should you Nathalie leave dirty dishes in the kitchen after you guys have finished eating and you all should desist from mocking her whenever she speaks English in the house, is that clear? Yes, mummy replied her kids in unison. She then instructed them to go and apologise to ESE after they told her they were sorry.

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The three of them went to Ese’s room to apologise and Nathalie spoke on behalf of her siblings, Aunty Ese, please we are very sorry about the way we behaved to you today and promised that it won’t happen again and also we are ready to help you master the act of speaking good and clear English. Ese was so happy because they have realised their mistakes and she thanked them.

 

To be continued….

 

KCZ

Photo Credit: Google

Social Media and Celebrity Feud….

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Seriously some people are actually enjoying the liberties of social media, especially celebrities and it seems this is the year for celebrities all over the world to express themselves through social media. Some of this expression are due to the promotion of their brands which I will term uncalled for.

Apparently some of my friends knew about the drama Kanye West has been acting on twitter and I have been in the dark, hmm me that love entertainment news, lol. Well back to the discussion. Kanye’s new album will be coming out soon and the only way he feels he can promote it is to show his irrelevant self on twitter castigating and criticizing people. From Wiz Khalifa to Ray J, his wife’s ex-lover and even his own family Kylie and now to Taylor Swift.

Now people can’t take it anymore and are now pouring their venom on him. The worst part was him claiming he is cool with Taylor and that Taylor wasn’t bothered that he mentioned her in one of his track titled ‘Famous’ where he was saying he feels him and Taylor might still have sex, and claiming ‘I made that b*tch famous’ in his new song. Really? She did not mind that you use offensive words on her in your track? He even went as far as saying his wife Kim was cool with it and gave her blessings and that got me screaming WTF!!!! So your wife gave her blessings for you to insult a fellow independent woman like she is and she doesn’t see anything wrong in you calling her fellow lady a bitch and also cool that you are thinking of having sex with the lady in question? Well if so they are both so lame.

He is even damn sure Kylie won’t accept the endorsement deal from Puma that he was ranting about on twitter for.Hmm am not sure momager Kris will tolerate that if truly Puma wanna make Kylie a brand ambassador. A good business can’t be dumped just because of one’s selfish acts. Well if truly there is a deal brewing and she succumbs to Kanye’s pressure then Kim would have pleaded with her to do as Kanye wants as it seems Kim worship the very ground Kanye walks on and Kanye, on the other hand, knows the Kardashian-Jenner family have strong family values and are close knitted.

Davido closed last year social media madness with his baby mama drama, Olamide started this year with headies drama and early February saw five well-respected ladies in Nollywood industry dishing their own drama with Chioma Akpotha saying sisters are not always sisters referring to Uche Jumbo, Ufuoma McDermott, Omoni Oboli and Blessing Egbe . Well Chioma did clarify the drama later on saying the message was misunderstood, but then words has already been said and some days later, same Chioma was promoting a new movie starring some of the ladies she was dissing earlier on. That was when it dawned on everyone that maybe it was a just promotion for the upcoming movie. Seriously!! Must you promote that way?

Last year a musician called Skiibii, claimed to be dead just to promote his new released music and I wonder how far he is doing in his music career, maybe when next he want to produced another track he will claim resurrection from the dead.smh

No one is depriving anyone from self promotion but I think there is a decent way of promoting a movie or song or album as the case maybe and also there is a limit to how one behaves online especially when it has to do with you attacking another person. Like I said it seems this is the year of social media madness and we are still in the first quarter, more to come I guess. Well, let it keep flowing while we sit down and relax despite the ever increasing dollar rate in our dear Naija, a discussion for another day.

 

Kacchiz

Photo Credit: Google

How Are You Expressing Love?

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Okay, this is the season of love and was so glad that February 14, which is dubbed Valentine’s day fell on Sunday, so glad to have pushed my way to church despite feeling lazy and tired. Well, I went and it was awesome. Everyone was once again enlightened on the understanding of the God kind of love which is the Agape love.

So many people have been carried away by the different meanings of love that is why we now see marriages breaking and relationships failing just because we do misunderstand the concept of love.

There are three (3) well-known types of love, namely;
A. Agape
B. Philos
C. Eros

Each of them express love in different ways. One of the them deals with physical chemistry, sexual chemistry. Loving someone for what you can get from the person and that type of love is termed ‘Eros‘ and is also from Eros the word Erotic/Erotica stemmed from. You are only thinking about the desire of the flesh, thoughts of romance but when that desire begins to fade you start getting tired , you don’t fancy him/her anymore. Everyone can develop feelings but the big question will be who are you developing the feelings for and is it reciprocated?

Agape love is the God kind of love, the Greeks explained it as the type of love that only the gods can express to you but that doesn’t mean, we as humans can feel it from our fellow humans because the bible made us to understand that we are gods being children of the most high God. Psalm, 82:6 (KJV). This shows us in essence that we can have a Christ-like love, though is not easy but there are people who can show us that type of love if we can look beyond Philos and Eros type of love. As it is often said that a man that has the fear of God in him, won’t let you down, rather will stay with you to the very end.

Agape love is unconditional, doesn’t change, doesn’t demand, doesn’t give and expect to receive. Is a love that wants you to enjoy and be happy in your marriage, relationship and even friendship. A love that transcends physical and sexual feelings because when those fades away, it remains to sustain you and help you overcome all your worries.

Deeper understanding will show you that Philos kind of love is that which exist between friends, that is why you see people having best friends, you hear people saying “he is like a brother to me, she is my sister  from another mother”. Is a type of love that exist among brethren in church but most times this type of love though wonderful could go sour when test against difficult situations .

Eros love is based on the strong feeling we have for one another and it usually develops during the 1st stage of a romantic relationship. It is based on the physical traits. You hear words like I love you because you are so beautiful, I love you because you remind me of my mother, because you are an angel, because you always smile and you are very intelligent. The romantic feeling common in “Eros love” is natural, and an important part of a relationship between a man and a woman. Romance also plays a role in strengthening the bonds, especially at the start of a relationship. This is part of God’s plan. What we need to be careful of is assuming a relationship must be “real love” just because it is romantic, because all we feel is happiness. As with most anything in life, we must learn to use both our heart and mind to judge if something is real.

A Philos love can develop into Agape love which is why people believe that relationship that develops after being friends with the person stand test of time because they have taken time to know each other well as friends . Philos love is higher than Eros love, but like Philos, Eros can also develop into Agape love, and this is made possible if both parties are willing and ready to transcend to that level and it takes two matured individuals who have the fear of God in them to make that happen.

 “Greater love hath no man than this, that a man lay down his life for his friends. John 15:13 (KJV)”

 

Kacchiz

Photo Credit: Google

Perks Of Mobile Phone

The importance of mobile phone in recent time can not be over emphasize. Over the years communication gap has been bridged due to the existence of mobile phones as people can now reach their loved ones, socialize, play games, conduct business, research and likewise make payment for goods and services among other benefits of its usage when subscribed to an internet service.

In as much that mobile phones have created a positive and easy way of life, it also has its shortcomings socially and medically. Youths tend to find it difficult interacting with age group face to face, doing their home works and in helping out in the home, rather they find it convenient using their phone to play games, interacts with online friends through different social media platforms.

Social media platforms which can now be easily accessible due to internet services on their mobile phones have given room for dubious relationships that have made some other individuals weary of it. People now tend to abuse it in the sense that one’s private pictures or conversations can be sent online if the mobile phone is found in the wrong hands and pictures saved are now made public. Never the less some people have benefited from this same social media platforms because with just your mobile device, you can advertise your goods and service on the different social media platforms and also some individuals have testified of meeting their spouse on social media.

Also, teenagers, these days have been seen in possession of different types of mobile phones with some being too expensive and this could actually cause comparison and inferiority complex among peers as the teen from an average background would want the same type of phone for his/her use. The spirit of contentment would have disappeared from the mind of such a teenager. Parents should always make it a point of duty not to pay for internet service for their kid’s phones because kids tend to stray from the very essence phone was given to them, which is communication and find themselves browsing pornography sites which we know is very easy to access.

More so, commuters have been in danger of being hit by moving cars due to having an ear piece on their ears while walking down the road. Medically it had created life-threatening cases as it is usually not advisable to make or receive calls while the phone is being charged or when in a petrol station due to wave transmission which could have a detrimental effect on an individual.

Despite the fact that everyone loves using the mobile phones and also listening to music saved on the device, it has been advised by medical practitioners that prolong usage of earpiece can cause slow deafening stage which can result in an individual going deaf even before hitting advanced age. Am guilty of having earpiece on while walking down the road and I have almost gotten hit by a motorcyclist who was on a top speed, but I knew that though he was wrong to be on a top speed in a residential area, I was also wrong in using my earpiece connected to my phone while walking down the road.

I read some time ago about a certain Ghanaian lady that died due to electrocution from her phone, she died due to ignorance or maybe I should term it carelessness because she had an earpiece in her ear while charging her phone through the use of power bank that was connected to a power socket, and she placed the phone on her chest. Apparently there was a power outage and she forgot to unplug the power blank, thus when power was return, the surge of electric waves from the power source electrocuted her and she died.

However with the varying problems associated with mobile phone usage, the advantages still outweighs the disadvantages as the disadvantages can be curtailed if one is extremely cautious.

Do you think am right about that? Or you have your own opinion, please do share in the comment section.

 

Kacchiz (Kcz)

Photo Credit: Google

Chinwe’s Adventures…Cont’d

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Click HERE if you missed the previous post on Chinwe’s adventures.

While working as a minder I came across the advert for a hotel in need of workers, I applied with hopes of expecting a call for an interview soon while continuing my minder work in school. Back in school was this Mr Jabo a single parent who hails from Delta state. Each time he came to drop or pick his son I always noticed how he looks at him. This made me more curious and decided to get closer to his son who was in primary (basic) 3.

The young man downloaded all the information I needed, about his mum not staying with the dad and how he gets to see her during some weekend or better still during the holidays, he further told me that his dad said he wants to get another woman to marry(this last part got me thinking all day and week). l clearly remembered on a Friday after school, at about 4pm when i was leaving the school premises, A Camry pulled up at my side where I was waiting for a commercial bus. The next I saw was smiling Mr Jabo coming out with excitement written all over his face. I looked around to confirmed if there were teachers around even though we weren’t around the school premises, because i certainly don’t wanna lose my job since it is forbidden for staff to be seen with parents outside the school vicinity except in rare cases.

This made me feel free standing with him. He then offered that we go somewhere calm if I wasn’t in a hurry. ( oh men, I no dey hurry anywhere) Off we went to a calm place and quite reserved if i must say. That day I got to know that having money is a good thing. See as I dey order for snail and gizzard then fresh fish pepper soup, like say my salary fit afford am. Mr Jabo obviously not educated spoke the little grammar he could speak while I listened and later became distracted when I received  a text message on my mobile phone inviting me for the interview of the hotel I applied for.

With a beautifully coined excuse from school, I went for the interview, and there I met different guys and girls alike, all hoping to be called for the job when ready. I also got to know of another hotel that wanted the services of workers which immediately I decided I was going to apply for.

From the words used by some applicants, it was clear that they have hotel experiences and this weakened me(I no go lie). Three weeks after I applied in the second hotel I got a text message for an interview and like God will have it, it fell on a public holiday of which my madam added two days and officially made it mid term break. It turned out well as i was further invited for some sort of training. By the end of the term, I knew I won’t be joining them to resume the next session.

When people say “mind your business”, I can bet you that is only a hotel worker that knows the meaning of that word. My new life in the hotel was a “strictly mind your business” work, especially where the customers and their guests are involved. When I started working, I was stationed to rotate between housekeeping and restaurant duties.

There was this particular man, a guy I’ll rather say. His physical look was tempting enough that one will always wonder how endowed he was “below”. Each time he comes in, he was always nice to the receptionists and always give “tips” to people who does one service or the other for him, so I heard; Also heard he’s a regular customer of the hotel. One thing I noticed about Mr Nice guy was that, he always come to lodge with beautiful girls ( 3 or 4 girls a week). On two different occasions, I had passed the corridor where Mr Nice guy lodged, and heard the screaming or moaning (as oyibo man call am) from his room.

I became curious to know how good he was to have two different girls making such a noise. A week after, while lazying in the reception as there was nothing to do at the restaurant, Mr Nice guy came in with a more matured lady and didn’t hesitate to tell us that at last his fiancee whom he’s missed all these while was finally able to pay him a visit. She indeed felt like a fiancee, with a wide grin. We all looked, smiled and welcomed her. Each of us with same thoughts I guess. He called the kitchen few minutes after to order for food, this I gladly sent to him when it was prepared. Before tapping on the door, smiling fiancee was already giggling and I delayed just a little to hear more of it.

It was then I started nursing  the idea of “riding” Mr Nice guy, especially reasoning the fact  that he was always generous with some “tips” which he didn’t fail to give me as I was about leaving the room. Every customer of ours had one thing or the other we used in knowing them. Either we obviously know they are married or we know the fact that they come in with different chics every now and then. Even the ones who do the “laptop” business if you know what I mean, everyone operates the “mind your business” policy and we treat them as nice as we can. This policy is usually more difficult especially when a familiar face you know from home walks in with a lady. Had a scenario like that and the guy knowing we were on a “lip sealed” segment, acted normal like he never knew me. ‘As I no wan loose the job,’ I respect my old age and gave a blind eye too.

Lest I forget, I finally did ride ‘Mr Nice guy’ and wow the guy was extremely good but after 2 rounds I became tired but Mr Nice guy wasn’t, in fact i started thinking of what to do and quickly thought of faking orgasms which eventually made him reach his end point. ‘chai i cannot come and go and die o’. He later gave me 50k and that got my mouth open because I certainly wasn’t expecting that. I didn’t say a word to anybody, which is our policy among the staffs,“You can commit but don’t be caught”

To the big men and politicians who comes in with different babes, the “laptop” guys who obviously lie to their chics and the annoying wannabe’s ‘wey person dey take eye see’, i give thumbs up because they all make the hotel job more interesting.

So far all is going smoothly and exciting in the hotel and I do hope more adventures will spring up for me to share with you guys.

 

U-che

Photo Credit: Google